May 10, 2010

21-Year-Old Lebanon, Indiana Woman Killed in Motor Vehicle Accident; Others Injured after Car Crashes into House

IndyStar.com reported that 21-year-old Nikki Labolle (Lebanon, Boone County, Indiana) was killed in a motor vehicle crash occurring in the early morning hours on Saturday. The crash happened at the intersection of Indiana 32 and County Road 900 East. IndyStar.com reports that the driver of the car, Joshua McCraw, failed to stop at a stop sign causing his motor vehicle to impact the bedroom of a nearby house, injuring its residents Bill and Joanne Shoemaker.

For more information and updates on this story visit IndyStar.com.

May 5, 2010

Do I use my health insurance card to pay for my medical expenses?

Under most circumstances, accident victims who are injured receive medical care as a result of these injuries. When obtaining that medical care, it is recommended that accident victims use all available resources to pay for that medical care. This would include submitting bills to their health insurance company, as well as to their own automobile insurance company if they have medical payments coverage.

It is important to remember that accident victims who receive the medical care are responsible for making sure their bills are paid, even if the treatment was caused by someone else’s fault. If the accident victim obtains a settlement or recovery from the at fault party, the injured victim’s insurance company may be entitled to reimbursement of the medical bills it paid on that person’s behalf. However, it is in the accident victim’s best interests to use all available insurance to pay their bills as they are incurred, including their own health insurance.

May 4, 2010

My license was suspended at the time of my accident. Can I still bring a claim for my injuries?

If an accident victim was operating a motor vehicle without a valid driver’s license at the time of their motor vehicle accident, they will likely receive a ticket and can be arrested in some circumstances. However, this does not mean they are not entitled to pursue a claim for their injuries.

Under most circumstances, if an injury victim is involved in an accident and suffers injury as a result of someone else’s negligence or fault, they are likely entitled to bring a claim for those injuries, even if they did not have a valid driver’s license at the time of the accident.

May 2, 2010

Do I need to call the police if I have a car accident?

If someone in Indiana is involved in a car accident, they should call the police as soon as possible so the police can gather information about the parties and how the car accident occurred. In Indiana, accident victims are required to call the police in the event of a car accident. If the police are unable to come to the scene, law enforcement officials should give the accident victims instructions on how to proceed.

May 1, 2010

How much auto insurance coverage should Indiana drivers carry?

Under Indiana law, every vehicle must carry a minimum of $25,000 liability insurance coverage per person and $50,000 per accident. In addition, auto insurers are required to offer uninsured and underinsured motorists coverage in an amount equal to the liability coverage. It should be noted that these are only the minimum limits that Indiana drivers are required to carry. In many circumstances, these limits do not provide sufficient coverage to compensate accident victims for their damages. Therefore, we recommend Indiana drivers obtain as much liability and uninsured motorist coverage as possible. Indiana motorists should talk to their insurance agent to determine the cost and advantages of higher limits of insurance coverage.