Posted On: May 1, 2010 by Parr Richey Obremskey Frandsen & Patterson

How much auto insurance coverage should Indiana drivers carry?

Under Indiana law, every vehicle must carry a minimum of $25,000 liability insurance coverage per person and $50,000 per accident. In addition, auto insurers are required to offer uninsured and underinsured motorists coverage in an amount equal to the liability coverage. It should be noted that these are only the minimum limits that Indiana drivers are required to carry. In many circumstances, these limits do not provide sufficient coverage to compensate accident victims for their damages. Therefore, we recommend Indiana drivers obtain as much liability and uninsured motorist coverage as possible. Indiana motorists should talk to their insurance agent to determine the cost and advantages of higher limits of insurance coverage.