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Articles Posted in Insurance

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Erie Insurance Exchange v. Craighead: Protecting the Purpose of Underinsured Motorist Coverage

In a case determined in September 2022, the Indiana Court of Appeals decided an important and common issue for injury victims when dealing with their own insurance in its opinion in Erie Insurance Exchange v. Craighead. Many drivers who are injured as a result of an underinsured motorist turn to…

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Jury Must Determine if Plaintiff’s Delay in Notifying Insurance Company of Accident was Excused

A state appellate court recently issued an opinion in a car accident case involving a plaintiff’s claim that was denied by the defendant insurance company. The case required the court to consider whether a lower court was proper to grant the insurance company’s motion for summary judgment based on the…

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Dealing with Difficult Insurance Companies After an Indiana Car Accident

Being involved in an Indiana car accident is a traumatic experience, and the road to recovery can be a long one. Initially, accident victims must deal with the physical and emotional injuries sustained in the crash. This can take months, if not longer. However, at some point, an Indiana car…

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The Difficulties of Dealing with an Insurance Company after an Indiana Car Accident

After an Indiana car accident, there is a long way to recovery. First, an accident victim must deal with the physical and emotional toll that the accident takes. Once the body and mind have sufficiently recovered, there are usually still unsettled matters such as medical expenses, lost wages, and the…

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Potential Difficulties of Dealing with Insurance Companies after an Indiana Car Accident

Being involved in an Indiana car accident is a traumatic experience. Of course, an accident victim must first deal with the physical injuries and emotional stress in the aftermath of the accident. After the injuries heal, however, there are often unresolved financial issues, including the payment of medical bills, how…

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Discrepancies in Insurance Contracts Are Often Resolved in Favor of the Insured

Auto insurance coverage is required in Indiana, and most motorists are familiar with the coverage they have and how to go about using it when the need arises. However, the contract that is entered into between a motorist and an insurance company is lengthy, and most motorists do not take the…

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Motorcyclist Awarded Benefits from Underinsured Motorist Coverage by Court

A motorcyclist who suffered severe injuries in a traffic collision may collect underinsured motorist benefits under several policies, the Missouri Supreme Court’s ruled in Manner v. Schiermeier, No. SC92408, slip op. (Mo., Jan. 8, 2013). The court rejected the argument of the two defendant insurers that exclusions for “owned vehicles”…

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After Multiple Lawsuits Allege Wrongful Death and Other Claims Against Energy Drink Company, Insurance Companies Seek Declaration that They Are Not Obligated to Provide Defense

“Energy drinks,” a general category of drinks with high levels of stimulants like caffeine, taurine, and guarana, have been the subject of much scrutiny in recent years, as their excessive consumption has allegedly led to multiple injuries and deaths. Four Loko, an energy drink that also contains alcohol, has been…

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Indiana Court of Appeals Rules Insurance Company for Bar Not Obligated to Pay Damages to Patrons Injured in Bar Fight

The Indiana Court of Appeals reversed a trial court’s order granting summary judgment for the plaintiffs, and denying summary judgment for the defendants, in a dispute over insurance coverage. In Alea London, Ltd. v. Nagy, et al, two plaintiffs, who had obtained a judgment against a bar for injuries sustained…

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Pre-Litigation Mediation and Settlement in Personal Injury Cases

Many personal injury victims are surprised to learn that they may settle their claims without needing to file a lawsuit. In fact, many personal injury cases are settled during the beginning stages of the claim (some lawyers would argue this is becoming more and more rare). Early settlement may occur…

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