Earlier this month, a state appellate court issued a written opinion in a car accident case that illustrates an important point for Indiana car accident victims. The case involved the plaintiff’s appeal after a jury found that the defendant was liable for the car accident but did not award the plaintiff any compensation for future medical expenses. Ultimately, the court concluded that the testimony of the expert witness presented by the plaintiff was equivocal in stating that the plaintiff’s need for future medical treatment was due to the car accident.
The plaintiff was injured in a car accident that was undisputedly caused by another driver. The at-fault driver did not possess sufficient insurance to cover the plaintiff’s injuries, so the plaintiff filed an underinsured motorist claim under her own insurance policy.
The plaintiff’s insurance company denied the claim, taking the position that the injuries the plaintiff claimed she sustained in the accident were actually pre-existing at the time of the accident and thus were not covered under her policy. In support of her claim, the plaintiff had the orthopedic surgeon who treated and operated on her testify to the care he provided as well as his estimation of what the plaintiff’s future medical needs would be.