One of the most important decisions that an Indiana car accident plaintiff must make is which parties to name as defendants. This decision is so important because it can have a significant effect on whether the plaintiff will be able to recover for their injuries and, if so, how much they will be able to recover. One reason for this is because most individuals do not have the necessary assets to cover the costs associated with a serious Indiana car accident. Indeed, even after insurance policies are considered, many Indiana accident victims find themselves with medical expenses that are far greater than the amount they can recover from the at-fault driver.
Any experienced Indiana personal injury attorney will explain that the best way to ensure full and fair compensation for an accident victim’s injuries is to name all potentially liable parties. This may include the owner of a vehicle that the at-fault driver was using or, more commonly, an employer.
In many Indiana car accidents, the employer of an at-fault driver can also be named as a defendant under the legal doctrine of respondeat superior. The term respondeat superior is Latin for “let the master answer,” and stands for the principle that an employer can be held liable for an employee’s negligent actions, so long as the employee was acting within the scope of their employment at the time of the alleged negligent action. Thus, the doctrine is particularly important in Indiana truck accident cases.