Being involved in an Indiana workplace accident is a stressful experience. Not only must the injured employee worry about physical recovery after the accident, but injured employees must also take time away from work. On top of this, there are often mounting medical expenses that must be paid.
Depending on the circumstances surrounding the accident, an Indiana workplace accident victim may be able to pursue a claim for compensation. However, it is essential that an Indiana workplace accident victim understand the two types of claims that can be made after a workplace accident, as well as the differences between the two claims.
First, an employee who is injured on the job can file an Indiana workers’ compensation claim. The Indiana Workers’ Compensation Act creates a no-fault system, meaning that an employee will not be required to show that their employer was at fault to obtain benefits. However, the benefits that are available through an Indiana workers’ compensation claim are limited, and only include benefits for medical expenses and wage loss.